More on HCSC Acquisition of Cigna MA

Can this get anymore confusing?

🏢 What is HCSC?

Health Care Service Corporation (HCSC) is:

  • The largest customer-owned (non-investor-owned) health insurer in the U.S.

  • A licensee of the Blue Cross and Blue Shield Association (BCBSA).

  • It operates five Blue Cross Blue Shield health plans:

    1. Blue Cross and Blue Shield of Illinois

    2. Blue Cross and Blue Shield of Texas

    3. Blue Cross and Blue Shield of New Mexico

    4. Blue Cross and Blue Shield of Oklahoma

    5. Blue Cross and Blue Shield of Montana

đź”— What is the Relationship Between HCSC and BCBS?

  • BCBS is a national brand and association, not a single company. It licenses its brand to independent regional companies.

  • HCSC is one of those companies, and it owns and operates the BCBS plans in the five states listed above.

  • So, when someone has BCBS of Illinois, for example, their insurance is actually managed and provided by HCSC.

Acquisition Completed March 19, 2025. 

It has been stated:

  • Members will have the same plan, benefits, and network structure.
  • No changes are expected for 2025.
  • Members should not expect any changes in coverage of out-of-pocket cost. 
  • And the one thing we hope will change is, BCBS says we can still expect the same level of service. 
HCSC Clarification

Cigna Commercial REMOVING Multiple Services from Their Pre-Cert List.

Many services will no longer require prior authorization (i.e. Precertification) for Cigna Commercial, beginning May 31, 2025. 

Please note, however, that removal from precertification is not a guarantee of payment. Codes may be subject to standard code editing, benefit plan exclusions, and post-service review for coverage. 

HHSC Extends Medicaid Revalidation Another 6 Months

Humana Helps

HEADS UP! Rider 32 Transition

Effective September 1, 2025

Texas Health and Human Services Commission will implement Rider 32, which will transition Medicaid only services for dually eligible members from a fee-for-service model to a managed care delivery system.

This change affects services provided to members who are eligible for both Medicaid and Medicare. It applies only to those Medicaid services not covered by Medicare.

Providers will bill the MCO for Medicaid wrap-around services provided to dually eligible members.

Wrap-around services include all Medicaid services not covered by Medicare. They are limited to those already covered under managed care for Medicaid-only members.

UHC Claims their new API makes work easier.

UnitedHealthCare’s Application Program Interface (API) is a free digital solution that automates everyday work. 

Benefits of using API

  • Reduces phone calls and paper
  • Automates transactions on your timetable
  • Distributes data faster to where you need it
  • Get real‑time information
  • Supports standard formats and compatible with new technology
  • Maximizes efficiency and productivity through workflow integration

Why add API to your practice?

  • Flexibility: Allows you to choose the data and API that fit your needs.
  • Automation: Incorporates seamlessly into your workflow. 
  • Security: Ensures data is accessed and transferred securely

Humana

TIPS, TRICKS AND HELPS

PREAUTHORIZATON LISTS (PAL):

Lists of services and medications effective July 1, 2025, that may required preauthorization for members with Medicaid, Medicare Advantage, and dual Medicare-Medicaid coverage are now available.

Easily determine if a prior authorization is required with Humana’s search tool. Search by Current Procedural Terminology (CPT®) codes, procedures or generic drug name(s). Remember to verify benefit coverage in Availity Essentials

Availity Essentials Introduces Check Claim Status Feature: 

Availity has enhanced its Eligibility and Benefits (E/B) page by adding a Check Claim Status feature.

What you can expect:

  • Improved efficiency and accuracy: The check Claim Status tool pre-populates your patient’s information, ensuring accuracy. 
  • Time savings: You can access claim status with one click- saving time and effort
https://provider.humana.com/